

203-877-1570
Toll-Free: 877-977-1570
Monday – Thursday: 9:30 a.m. – 8 p.m.
Friday: 9:30 a.m. – 6 p.m.
Saturday: 9:30 a.m. – 4:30 p.m.

“We Insure Connecticut”



Explanation of Coverage
The following is intended to provide some basic information on coverages. We are always happy to discuss your particular situation and recommend coverage levels to meet your needs.
Connecticut State Minimum Coverages:
Limits of liability as required by law are as follows (a.k.a., the state minimum):
$20,000 Bodily Injury per Person
$40,000 Bodily Injury per Accident
$10,000 Property Damage per Accident
Other common combinations of coverage (bodily injury per person / bodily injury per accident / property damage per accident):
$25,000 / $50,000 / $25,000
$50,000 / $100,000 / $50,000
$100,000 / $300,000 / $50,000
$300,000 / $300,000 / $100,000
$250,000 / $500,000 / $100,000
Typical Levels Chosen:
Individuals that own their own home typically choose at least:
$20,000 Bodily Injury per Person
$40,000 Bodily Injury per Accident
$10,000 Property Damage per Accident
Individuals with minimal assets, such as students, generally choose the state minimum:
$20,000 Bodily Injury per Person
$40,000 Bodily Injury per Accident
$10,000 Property Damage per Accident
As always, if you are not sure what coverage to select, we are glad to make recommendations based on your personal circumstances.
Obtain a Free Quote and Buy Insurance
There are two ways of obtaining an online quote. Provide us with some information on you and your vehicles. We will shop all of our companies and get you the lowest rates and best coverages from all the companies we represent. We will then e-mail you the quote. To have us shop all our insurance companies for you, fill out our online quote form below.
We alternately offer customers the ability to buy auto insurance from two of our highly rated companies online. You may choose to obtain a quote from either one of these companies, but if you would like a quote from both, you must fill out their forms individually.
Click Here for Safeco Quotes
Click Here for Drive (Progressive) Quotes
Douglas P. Harrigan, C.F.P.
1201 Boston Post Road
Milford, CT 06460
(Post Mall, Lower Level)
203-877-1570
Toll-Free: 877-977-1570
harrigan@snet.net
Monday – Thursday: 9:30 a.m. – 8 p.m.
Friday: 9:30 a.m. – 6 p.m.
Saturday: 9:30 a.m. – 4:30 p.m.